.png?height=120&name=Go_Logo22_Flat%20(3).png){kind=logo}
The policy automatically covers certain common Pre-existing Medical Conditions.
Provided that You have not been hospitalised (including attendance at Accident & Emergency or day surgery) in the past 24 months or sought medical attention in the 90 days prior to issue of Your policy (or 30 days prior to travel in the event of an Annual Multi Trip policy),
We will cover You for the Pre-existing Medical Conditions listed below.
- Acne
- Asthma provided You are under 60 years of age, have no other known or underlying respiratory conditions (including Chronic Bronchitis, Chronic Obstructive
Pulmonary Disease (COPD), Emphysema or Pulmonary Fibrosis and/or sleep apnoea), haven’t required cortisone medication except taken by inhaler or puffer, haven’t required hospital treatment for asthma in the last two years and You have been a non-smoker for at
least 18 months. - Blindness and low vision
- Cataracts
- Corneal graft/corneal transplant
- Coeliac Disease
- Deafness
- Dermatitis
- Ear grommets
- Eczema
- Food allergy (provided You do not suffer Anaphylaxis following consumption of or exposure to the allergen)
- Gastric reflux
- Gout
- Hay fever
- Hiatus hernia
- High Cholesterol/Hypercholesterolemia provided it is managed in regular consultation with Your Medical Practitioner and is below 6.0 millimoles per litre and You do not also suffer from high blood pressure, other known cardiovascular disease and/or diabetes. If You
have high cholesterol and also high blood pressure, diabetes and/or any form of cardiovascular disease, You will need to complete medical screening if You want to include cover for these conditions. - High blood pressure/Hypertension provided it is managed in regular consultation with Your Medical Practitioner and You do not also suffer from high cholesterol, You do not take more than 2 medications and there has been no change in medication or dosage in the last 6 months and You have been a non-smoker for at least 18 months. If You have high blood pressure and also high cholesterol, diabetes and/or any form of cardiovascular disease, You will need to complete medical screening if You want to include cover for these conditions
- Hip replacement (if the procedure was performed over 12 months ago but less than 10 years ago)
- Knee replacement (if the procedure was performed over 12 months ago but less than 10 years ago)
- Macular degeneration
- Menopause provided You do not suffer from Osteoporosis
- Overactive / underactive thyroid provided the condition is not caused by a tumour
- Peptic ulcer
- Psoriasis
- Pregnancy (subject to General Exclusion 33)
- Rhinitis
- Sinusitis
- Skin cancer (but not Melanoma)
- Urticaria (Hives)
Please note We are only able to offer automatic cover for certain Pre-existing Medical Conditions suffered by You (i.e. the person(s) insured under the policy).
There is no cover for any claim arising from or related to a Pre-existing Medical Condition suffered by any person other than the person(s) named on the Certificate of Insurance.
Please contact our Customer Service Team for details or refer to our PDS / Policy Wording.
Product Disclosure Statement (PDS) for Australian residents
Policy Wordings for New Zealand residents
Australia
Customer service: info@goinsurance.com.au
Sales: sales@goinsurance.com.au
Within Australia: 1300 819 888 or 07 3481 9888
Outside of Australia: +61 7 3481 9888
New Zealand
Customer service: infonz@goinsurance.co.nz
Sales: salesnz@goinsurance.co.nz
Within New Zealand: 0800 082 647 or 9 886 8484
Outside of New Zealand: +64 9 886 8484